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What Is Medicare and How Does It Work?
Medicare is a federal health insurance program for individuals aged 65+ or under 65 with certain disabilities. It provides essential coverage but doesn’t pay for everything,which is why many choose additional coverage.
The Four Parts of Medicare
Part A (Hospital Insurance)
Covers hospital stays, nursing care, hospice.
Part B (Medical Insurance)
Covers doctor visits, outpatient care, preventive services.
Part C (Medicare Advantage)
All-in-one alternative to Original Medicare (see Article 2).
Part D (Prescription Drug Plan)
Covers medications. Available as a standalone plan or within Medicare Advantage.
The Four Parts of Medicare
Part A (Hospital Insurance)
Covers hospital stays, nursing care, hospice.
Part B (Medical Insurance)
Covers doctor visits, outpatient care, preventive services.
Part C (Medicare Advantage)
All-in-one alternative to Original Medicare (see Article 2).
Part D (Prescription Drug Plan)
Covers medications. Available as a standalone plan or within Medicare Advantage.
Enrollment Periods
Initial Enrollment: 3 months before and after your 65th birthday.
General Enrollment: Jan 1 – Mar 31.
Special Enrollment: Based on life events like losing job coverage.
Your Options with Constant Health Group
At Constant Health Group, we offer:
Free consultations to compare Medicare Advantage vs. Medigap
Standalone Part D prescription drug plans
Help enrolling in Original Medicare through Social Security
Ongoing annual reviews to make sure your coverage still fits your needs
📞 Call us at (860) 682-2052 to schedule your Medicare review today.